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We are thinking about driving our car into Mexico. Any advice on auto insurance?

Posted: August 8th, 2008 under Mexico.
Tags: Auto Insurance, Car Advice, Drink The Water, Mexico Insurance

Mexico
PsychoSam asked:


We are planning on being near the Mexican border and possibly driving into Mexico. What are the requirements for automobile insurance if I decide to drive into Mexico? Any other advice? I know, don’t drink the water, Montezumas Revenge. Thanks for your answers.

Connor
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6 Comments

  1. Although Mexican auto insurance in valid in the US, they don’t return the favor and your insurance will be void in Mexico. You will have to get Mexican insurance coverage, available at many of the border crossings for you time there. Also, if you are stopped, do NOT hand your driver’s license to the local police or you will have to pay them a bribe to get it back. Hold it to the inside of the window glass so they can read it, but don’t let them get their hands on it.

    Comment by oklatom — August 9, 2008 @ 3:18 pm

  2. Yeah, DON’T

    Comment by RatFink — August 11, 2008 @ 3:58 pm

  3. American car insurance has no value in Mexico .You need to have a separate policy. Fortunately there are stores located along the border that sell Mexican insurance policies. AAA also sell it
    You can’t take a rental car into Mexico.
    If your car isn’t paid for and you don’t have a free and clear title for it, then you will need permission from the leinholder to take the car into Mexico .Something about cars disappearing in Mexico and the Mexican government not exactly being 100%cooperative in helping the rightful owners recover their vehicles.
    Use bank ATM machines for getting cash .
    Carry a lot of small denominations in the event that you need to negotiate a ticket with the local cops .They tend to be a bit hesitant when it comes to making change
    Another good reason to carry small denominations is that haggling for goods and services is part of the culture and having small denominations just gives you an edge -up in that process.
    Lastly if you don’t speak Spanish and you want to do a crash course in it , get a book on Latin American Spanish-not Castillian Spanish.
    have fun

    Comment by mr danger — August 13, 2008 @ 12:50 am

  4. BEFORE YOU GO…………………

    CONTACT YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

    Comment by UCANTCME — August 13, 2008 @ 11:34 am

  5. Wow ! There are some really wrong answers on here.

    Believe or not, most standard insurance companies actually allow you to be covered in Mexico. It is an endorsement, so it will cost a little extra. They will usually cover you within 75 miles of the border. Call your agent and ask.

    Comment by Nate W — August 15, 2008 @ 12:52 pm

  6. If you have a limited liability insurance policy, it will not cover you into Mexico, but some carriers will provide a limited amount of coverage into Mexico. Ask your agent or better yet, read the policy they gave you when you took out your insurance.

    Comment by marvelboy74 — August 17, 2008 @ 9:18 am

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